Terms of Use: The Essential 10

These terms cover your purchase and use of The Essential 10 (the "course"). By buying the course or creating an account, you agree to them. If you don't agree, please don't buy or use the course.

1. Who you're buying from

The course is sold by Taron Tadevosyan, an individual based in California, USA, who publishes as @taron.v2. In these terms, "I" and "me" mean that person.

• Mailing address: 421 Broadway Unit #722 San Diego, CA 92101
• Support: [email protected]

The course is hosted on Thinkific, which runs the course site and processes payments. Thinkific's own terms and privacy policy also apply when you use its platform.

To get this seller information by email, write to [email protected]. I'll send it within five days.

2. What you get

Your purchase gives you personal access to The Essential 10: the lesson videos, the written guide under each video, and the checklists.

• Access starts as soon as your payment goes through. Nothing is shipped.
• The licence is for you only. It is non-exclusive, can't be transferred, and covers personal, non-commercial use.
• You keep access for as long as the course is offered. If I plan to retire it, I'll email buyers first.
• You need your own device and internet connection to use it.

3. Your account

• You must be 18 or older to buy the course.
• One purchase covers one person. Don't share your login or let others use your account.
• Give accurate details when you sign up, and keep your password private.
• If you think someone else has got into your account, tell me at [email protected]

4. Price, payment and taxes

The price is the one shown at checkout, in US dollars. It is a one-time payment, with no subscription and no recurring charge.

• Card payments are handled by Thinkific's payment processor. Your full card number is never shared with me.
• Sales tax is added at checkout where the law requires it.
• Launch and promotional prices apply only while the offer shown on the sales page is running. Purchases made before or after are charged the price shown at the time.

5. Refunds

You can get a full refund within 7 days of purchase if you have completed no more than 3 of the 10 numbered lessons. The welcome video doesn't count.

The limit exists because the whole course is delivered the moment you buy, so there is nothing to send back.

• How to ask: send a request to [email protected] from the email address you bought with, within 7 days of purchase.
• What happens next: approved refunds go back to your original payment method within 10 days. Your bank may take a few more days to show it.
• Access: your access to the course ends when the refund is issued.
• After 7 days, or past lesson 3: the purchase is final.
• Billing mistakes: if you were charged twice or by mistake, that is corrected in full, whatever your progress.

If something has gone wrong, please contact me before disputing the charge with your bank. Most problems can be fixed in one email.

6. What this course is and is not

The course is general education about personal security. It is not personal security consulting, legal advice or financial advice.

• No guarantee. No one can be made unhackable. The course lowers your risk. It can't promise you will never be hacked, scammed or have your identity stolen.
• You make the changes. You are responsible for your own accounts, devices, passwords, PINs and backup codes. If you lose a master password, a backup code or a PIN, I can't recover it for you.
• Things change. Apps, menus and laws change after a lesson is recorded. The steps on your device may look different from the video.
• Support. Email support is for questions about the lessons. It is not one-to-one consulting, and reply times vary.
• Emergencies. The course and the support email are not an emergency service. If fraud is happening right now, contact your bank, your phone carrier or the police.

7. Tools and services I mention

The course has no sponsors and no affiliate links. No company pays me to mention its product. If that ever changes, I'll say so clearly in the lesson.

The apps, sites and services shown in the course are run by other companies under their own terms and privacy policies. I don't control them, and I'm not responsible for how they work, what they charge or what they change.

Product names and logos belong to their owners. Showing them doesn't mean those companies endorse the course.

8. Using the content

All course content is my copyrighted work: the videos, written guides, checklists and graphics.

You may:

• watch the lessons and use the guides for yourself
• print the checklists for your own household
• teach your family what you learned

You may not:

• share your login, or copy, download, re-upload, resell or publish the content
• use the content to build a competing course or product
• use anything you learn here to get into accounts or devices that aren't yours

If someone misuses their access, I may suspend or end it without a refund.

9. Changes to the course

I may update, re-record, add or remove lessons as apps, settings and threats change. I don't promise updates on a set schedule.

10. Limits on liability

The course is provided "as is". To the fullest extent the law allows, I make no warranties beyond what these terms say.

To the fullest extent the law allows:

• I am not liable for indirect or consequential losses. That includes lost data, lost access to an account or device, money lost to fraud or hacking, and problems caused by third-party apps or services.
• My total liability for any claim about the course is limited to the amount you paid for it.

Some places don't allow some of these limits, so parts of this section may not apply to you.

11. Governing law and disputes

California law governs these terms.

• Talk to me first. If you have a complaint, send it to [email protected]. We'll both try to settle it within 30 days before taking it further.
• Courts. Any claim that isn't settled goes to the state or federal courts in San Diego County, California. Either of us can use small claims court instead.
• Your local rights. If you live outside California, you keep any consumer protections your local law gives you that can't be waived by contract. That includes any refund or cancellation rights.

12. Changes to these terms and contact

I may update these terms. The date at the top shows the latest version, and I'll email buyers about any change that matters. The refund terms in place when you bought are the ones that apply to your purchase.

If a court finds part of these terms unenforceable, the rest still applies. These terms and the Privacy Policy are the whole agreement between us about the course.

Questions: [email protected] or 421 Broadway Unit #722 San Diego, CA 92101